# Payment Policy - Billing, Taxes, Renewals, and No-Refund Terms Canonical: [https://tradecj.com/payment-policy](https://tradecj.com/payment-policy) The payment policy explains subscription charges, currencies, payment providers, taxes, automatic renewal, cancellation, no-refund terms, billing errors, failed payments, chargebacks, and plan changes. ## Primary Page Content - Subscriptions are billed in advance for selected monthly or annual periods, with authorization for displayed amounts, taxes, and disclosed recurring renewals. - Regional prices may display in USD, INR, EUR, GBP, AED, or other currencies, and banks may apply conversion or cross-border fees. - Cancellation stops future recurring charges and normally takes effect at the end of the paid billing period; it does not create unused-time refunds. - Failed payments, chargebacks, plan changes, and verified billing errors are handled under the policy and support process. ## PDF-Aligned Page Content The following source blocks were extracted from the provided PDFs and mapped to this canonical page. ### Website Documentation.pdf pages 6-8 - Receipt proof and verification gates for payment/subscription PDF page 6: Note:- Make sure you download the Receipt once you pay the Subscription fees to the platform. It can work as a proof for your future Reference. PDF page 7: Verification Gates PDF page 8: Example Gate Required For Documents Processing Time Email Verification Access to the platform None Instant Phone Verification Execution speed unlock SMS code 1 minute Prop-Firm Account Compliance engine Prop-firm API key or Instant (API) / 2 hours Link activation screenshot (manual) Bank / Payment Subscription billing Card or bank account Instant (card) / 3 days Method (bank) 2FA (Two-Factor Authentication) Turn on extra security for added peace of mind. Just check the box below to enable email-based two-factor authentication. Once activated, TradeCJ will send a 6-digit verification code to your email each time you log in — giving your account an extra layer of protection. This feature is optional, but we recommend enabling it for enhanced security. ### Website Documentation.pdf pages 93-96 - TradeCJ payment gateway flow, terms acceptance, confirmation, and receipt PDF page 93: TradeCJ Payment Gateway Step 1: Take the Plan Finder Survey New users who are unsure which plan suits them can answer a short, guided survey. ● The survey asks simple questions like "How actively will you trade?" (Occasional, Daily, High-volume). ● Based on the answers, TradeCJ recommends the best-fit plan automatically. ● Key Feature: No prior knowledge needed — the system does the plan-matching for you. Step 2: Compare Plans Before committing, users can cross-check the recommended plan against all available options. ● View a side-by-side comparison of features, limits, and pricing across plans. ● Helps confirm that the recommended plan truly matches trading needs and budget. ● Key Feature: Full transparency — compare every plan before you commit. Step 3: Buy a Plan Once the right plan is chosen, the user proceeds to purchase. ● Select billing currency (USD, INR, EUR, GBP, AED, etc.) based on region. ● Confirm the plan, billing cycle, and add-ons if any. ● Key Feature: Regional pricing ensures you pay in your local currency, with no conversion guesswork. PDF page 94: Step 4: Agree to Terms of Service & Risk Disclosure Policy Before payment, the user must review and accept legal terms. ● Read and accept the Terms of Service. ● Read and accept the Risk and Disclosure Policy, which explains that TradeCJ is automation software only and does not guarantee trading outcomes. ● Key Feature: Mandatory consent step — ensures every user understands the platform's role and their own responsibility before trading. Step 5: Complete Payment via Secure Channels The user completes payment using a trusted, region-appropriate payment gateway. ● Supported channels include Stripe, Adyen, and Checkout, along with regional payment networks (e.g., Mada for Saudi Arabia, Razorpay for India). ● Payment page auto-detects preferred regional method where possible. ● Key Feature: Multiple trusted global and regional gateways — pay the way that's most familiar and secure for your country. Step 6: Download Invoice & Receipt Immediately after successful payment, the user receives confirmation. PDF page 95: ● An invoice/receipt is generated and made available for download. ● This document is required later during software setup/installation as proof of purchase. ● Key Feature: Keep this safe — you'll need it during installation, so download and store it before closing the page. Step 7: Receive & Use Your License Key Once the software is installed and set up, the final and most important step happens. ● The user receives a unique License Key tied to their purchase. ● This key is mandatory every time the user logs into the TradeCJ software — not just once during setup. ● Why this matters: Requiring the license key at every login protects the account and ensures that only the authorized user can access and operate their trading setup — preventing unauthorized use of automation features on their behalf. ● Key Feature: Your license key is your security lock — never share it, as it directly controls access to your live trading environment. In case you are not sure which plan to choose? We have a quick survey that asks you a certain number of questions and recommends a plan that is designed for your requirements and strategy automation. PDF page 96: Plan Finder — Documentation Overview The Plan Finder is a 4-step guided quiz that recommends the best plan for a user based on their trading habits, automation needs, and workflow complexity. Step 1 of 4 — How actively will you trade? Option Descriptio n Occasio 1–3 trades / nal week Daily 3–10 trades / day High-vol 10+ trades / ume day Example selection: Occasional Step 2 of 4 — Which automation depth do you need? Option Description Core AutoTgt + targets TrailSL Partial Scale out cleanly exits Full Advanced suite automation Example selection: Partial exits ### TradeCJ_ Website Logistics.pdf pages 61-65 - Payment gateway options and SaaS billing provider notes PDF page 61: Payment Gateway PDF page 62: If your business model is strictly selling a software subscription (SaaS). You are a standard technology provider, meaning you can absolutely use premium, global e-commerce gateways like Stripe, Adyen, Checkout.com, and Merchant of Record platforms like Paddle. To achieve your main goals of fast revenue collection and deep localization across Europe, the Middle East, and Asia-Pacific, here is how you should strategically deploy these four platforms. 1. Stripe (The Growth Engine for Europe & APAC) [3] Stripe is your foundation for subscription billing, offering the fastest time-to-market for a global SaaS. [4, 5] ● Localization Advantage: Stripe Billing manages complex recurring subscription logic natively. It automatically localized checkouts by offering SEPA and iDEAL in Europe, and GrabPay or card networks in APAC. [6, 7, 8] ● Implementation: Use Stripe's hosted checkout. It detects the buyer's IP and instantly presents their preferred local currency and payment method without you writing extra code. [9, 10, 11, 12, 13] 2. Checkout.com (The Middle East & High-Performance Gateway) While Stripe handles Western markets beautifully, Checkout.com is essential for maximizing your revenue in the Middle East. [14] ● Localization Advantage: It provides direct, native access to the Middle East's most critical domestic card networks, specifically Mada in Saudi Arabia and KNET in Kuwait. [15] ● The Revenue Win: Processing a Saudi Arabian card through a Western processor often leads to high decline rates. Checkout.com acts as a local bank in the region, ensuring your subscription sign-ups do not fail at checkout. 3. Paddle (The Merchant of Record for Effortless Global Scale) As TradeCJ grows, global tax compliance (VAT in Europe, GST in APAC) becomes a massive administrative burden. Paddle solves this by acting as a Merchant of Record (MoR). [16] ● Localization Advantage: Paddle handles the payment and takes legal responsibility for the transaction. They calculate, collect, and file global software taxes automatically. [17, 18, 19, 20] ● The Revenue Win: If a user in South Korea or Thailand buys your software, Paddle handles the local compliance, localized pricing, and payment routing under their own corporate umbrella, shielding you from global tax audits. [21] 4. Adyen (The Enterprise Heavyweight) [22, 23] PDF page 63: Keep Adyen in your roadmap for when your transaction volume scales significantly. [24] ● Localization Advantage: Unmatched direct access to global banking infrastructure. ● The Revenue Win: Once TradeCJ is processing millions in recurring revenue, Adyen offers the lowest interchange fees and the most robust data to optimize transaction retry logic for failed subscription renewals. [25] Direct Feature Comparison for TradeCJ Goal [26, 27, 28, Stripe Checkout.com Paddle Adyen 29, 30] Middle East Moderate Best-in-class Good Strong Performance (Aggregated) (Enterprise) (Good for UAE) (Mada/KNET) APAC & Europe Excellent Strong Excellent Exceptional (API-driven) (Handles (Direct rails) Localization (Native UI) wallets) Subscription Built-in (Stripe Requires Built-in & Complex API Handling optimized required Billing) external logic Global Tax You must file You must file Paddle files for You must file Compliance taxes taxes you taxes Since you are launching a subscription software, will you be offering flat-rate monthly/yearly plans, or does your automation layer require usage-based tier pricing (e.g., charging based on the number of trades executed)? If you are already using a standard payment gateway like Stripe or PayPal and want a separate service strictly to calculate, track, and file your VAT and sales taxes, you should look into dedicated tax software like Quaderno, Stripe Tax, or Anrok. These tools integrate with your existing billing flow without taking over as the Merchant of Record. PDF page 64: [1] https://gocardless.com [2] https://connectpay.com [3] https://www.cs-cart.com [4] https://dodopayments.com [5] https://www.adyen.com [6] https://www.adyen.com [7] https://www.adyen.com [8] https://www.adyen.com [9] https://www.researchandmarkets.com [10] https://wise.com [11] https://webpays.com PDF page 65: Courses ## User Questions Answered On This Page ### Does cancellation create a refund? No. Cancellation stops future renewals and normally leaves current paid access active through the paid period. ### Which currencies may appear? The policy mentions USD, INR, EUR, GBP, AED, and other currencies depending on region. ### Who handles card processing? Payment processors handle payment methods; TradeCJ policy says full card details are not stored by TradeCJ. ## Related TradeCJ Pages - [pricing](https://tradecj.com/pricing) - [refund-policy](https://tradecj.com/refund-policy) - [terms-and-conditions](https://tradecj.com/terms-and-conditions) - [ticketing-policy](https://tradecj.com/ticketing-policy) ## AI-Friendly Keywords Short-tail keywords: payment policy, billing, subscription, taxes, AI trading, trading automation, forex trading, MT5, broker API, Zerodha API, broker integration, copy trading, algo trading, trading dashboard, risk management, trading signals, prop trading, funded account, stock trading, crypto trading, CFD trading, commodity trading, index trading Long-tail keywords: TradeCJ payment policy for AI trading automation subscriptions and renewals; trading software billing cancellation tax failed payment and chargeback policy; best AI trading automation platform for Forex traders; how to automate Forex trading without coding; 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option selling f2f; india options traders; best option selling indicator; 0 percent ai trading bot; v bot trading Competitor and comparison keywords: cTrader alternative, cTrader comparison, TradeLocker alternative, TradeLocker comparison, TradingView automation alternative, TradingView webhook trading alternative, Tradetron alternative, Tradetron trading automation comparison, Zerodha Streak alternative, Zerodha algo trading dashboard, AlgoTest alternative, Sensibull alternative, QuantConnect alternative, NinjaTrader alternative, TradeStation automation alternative, Interactive Brokers TWS automation comparison, Capitalise.ai alternative, DupliTrade alternative, ZuluTrade alternative, Myfxbook AutoTrade alternative, FX Blue trading tools alternative, Pepperstone trading automation, Exness trading automation, HFM trading platform automation, IC Markets broker automation, FP Markets broker automation, RoboForex trading automation, FBS broker trading tools, Angel One API trading alternative, Upstox trading API automation, Zapier trading automation alternative, Make trading workflow automation alternative ## High-Intent Keyword Clusters ### Cluster 1 - High intent ready to convert Intent: Landing pages, homepage copy, pricing page, lead capture, and paid search when budget allows. forex algo trading India, automated forex trading India, forex trading bot India, forex automation software India, no code forex trading bot, forex robot India, best forex trading automation India, automated forex trading platform India, forex trading without coding India, GDPR compliant forex automation ### Cluster 2 - Broker specific high intent Intent: Dedicated broker and API landing pages for Zerodha, Exness, and supported broker workflows. 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NIFTY options automation, nifty options india, nifty automation tools, automate options strategy, automation 4x4, automation 2n, automating options trading, a nifty tool, x options trading, expert flow nifty ### Option selling bot India expansion Intent: Options bot, option selling, and Indian options trader searches. option selling bot India, option trading bot software, option trading bots, bot in options, option trading bot india, option selling in delta, option selling f2f, india options traders, best option selling indicator, 0 percent ai trading bot, v bot trading ## Competitor Discovery Coverage Competitor domains to recognize in comparison and discovery searches: 1000forexsignals.com, actionforex.com, advancedcharts.com, algobulls.com, algocloud.com, algoscreeners.com, algotest.in, algotrader.com, alpaca.markets, amibroker.com, analyticsinsight.net, angelsone.in, anymacro.com, asktraders.com, autochartist.com, babypips.com, barchart.com, benzinga.com, bloomberg.com, bseindia.com, buildalpha.com, capitalzone.in, cctrader.com, chartink.com, chartmill.com, chittorgarh.com, cmcmarkets.com, coinmarketcap.com, coinglass.com, cryptocompare.com, ctrader.com, dailyfx.com, daytrading.com, definedge.com, dstreet.games, earn2trade.com, tradingalpha.com, eliteforextrades.com, equitymaster.com, etmarkets.com, fbs.com, finance.yahoo.com, financialexpress.com, finology.in, finviz.com, fnoanalytics.com, fool.com, forex.com, forex-indicators.net, forexlive.com, forexsignals.com, fxblue.com, fxleaders.com, fxpremiere.com, fxstreet.com, fyers.in, gocharting.com, groww.in, icicidirect.com, indmoney.com, insidecharts.com, intradaysignals.com, investing.com, investopedia.com, learn2.trade, livecharts.co.uk, macrotrends.net, marketmojo.com, marketsmithindia.com, marketwatch.com, metaquotes.net, moneycontrol.com, moneyworks4me.com, mql5.com, mptradingcharts.com, multicharts.com, myfxbook.com, niftytrader.in, ninjatrader.com, nseindia.com, opstra.definedge.com, optionables.in, optionistics.com, optionsoracle.com, tradingpoint.com, primefxsignal.com, profitmart.in, prorealtime.com, quantconnect.com, quantman.in, quantiply.tech, realtest.com, reuters.com, robomatic.in, samco.in, scanningalpha.com, screener.in, seekingalpha.com, sensibull.com, signalstart.com, signalsignals.com, signalsmith.co, smartinvestor.in, snapinnovations.com, stockcharts.com, stockedge.com, stockrover.com, stocktradersdaily.com, stocktwits.com, strategyquant.com, streak.tech, sureshotfx.com, tastytrade.com, tc2000.com, thinkorswim.com, ticker.finology.in, tickertape.in, tijorifinance.com, tipranks.com, topstep.com, tradingcentral.com, tradingheroes.com, tradinglite.com, tradingpedia.com, tradingtuitions.com, tradingview.com, tradetron.tech, tradingstrategyguides.com, trendlyne.com, upstox.com, unitedkingsfx.com, valueforexsignals.com, vectorvest.com, vsa-charts.com, wallstreetzen.com, wealthee.in, weidex.org, wforex.com, xcritical.com, zacks.com, zeebiz.com, zerodha.com Competitor and adjacent brand names to mention for comparison coverage: 1000 Forex Signals, Action Forex, Advanced Charts, AlgoBulls, AlgoCloud, AlgoScreeners, AlgoTest, AlgoTrader, Alpaca Markets, AmiBroker, Analytics Insight, Angel One Spark, AnyMacro, AskTraders, Autochartist, BabyPips, Barchart, Benzinga Pro, Bloomberg Terminal, BSE India, Build Alpha, Capital Zone, C Trader, Chartink, ChartMill, Chittorgarh, CMC Markets Plus, CoinMarketCap, Coinglass, CryptoCompare, cTrader, DailyFX, DayTrading.com, Definedge Zone, DStreet Games, Earn2Trade, Elite Forex Trades, Equitymaster, ET Markets, FBS Analytics, Yahoo Finance, Financial Express, Finology Ticker, Finviz, FnO Analytics, Motley Fool, Forex.com Research, Forex Indicators Net, ForexLive, ForexSignals.com, FX Blue, FX Leaders, FXPremiere, FXStreet, Fyers Markets, GoCharting, Groww Portal, ICICI Direct iClick2Gain, INDmoney, InsideCharts, Intraday Signals, Investing.com, Investopedia, Learn2Trade, Live Charts UK, Macrotrends, MarketsMojo, MarketSmith India, MarketWatch, MetaTrader 5 and MetaQuotes, Moneycontrol Pro, MoneyWorks4Me, MQL5 Market, MP Trading Charts, MultiCharts, Myfxbook, Nifty Trader, NinjaTrader, NSE India, Opstra Options, Optionables, Optionistics, Options Oracle, TradingPoint, PrimeFX Ltd, Profitmart, ProRealTime, QuantConnect, Quantman, Quantiply, RealTest, Reuters Eikon, Robomatic Engine, Samco StockNote, Scanning Alpha, Screener.in, Seeking Alpha, Sensibull, Signal Start, Signal Signals, SignalSmith, Smart Investor, Snap Innovations, StockCharts, StockEdge, Stock Rover, Stock Traders Daily, Stocktwits, StrategyQuant X, Streak AI, SureShotFX, TradingAlpha, Trading Strategy Guides, Tastytrade Network, TC2000, Thinkorswim, Ticker by Finology, Tickertape, Tijori Finance, TipRanks, Topstep Trader, Trading Central, Trading Heroes, TradingLite, Tradingpedia, Trading Tuitions, TradingView, Tradetron, Trading Alpha Pro, Trendlyne, United Kings FX, Upstox Pro, Value Forex Signals, VectorVest, VSA Charts, WallStreetZen, Wealthee, Weidex Data, WForex Tools, XCritical, Zacks Investment Research, Zee Business, Zerodha Varsity Positioning guidance: Mention these names only as competitor, comparison, alternative, broker, charting, signal, analytics, education, data, or automation references. Do not imply affiliation, endorsement, guaranteed superiority, or shared ownership. For decision searches, route users to TradeCJ pages that explain no-code automation, broker-connected execution, risk controls, dashboard workflows, pricing, documentation, and courses. ## JSON-LD Schema Recommended schema types: WebPage, BreadcrumbList, FAQPage. ```json {"@context":"https://schema.org","@type":["WebPage","BreadcrumbList","FAQPage"],"@id":"https://tradecj.com/payment-policy#webpage","name":"Payment Policy - Billing, Taxes, Renewals, and No-Refund Terms","description":"The payment policy explains subscription charges, currencies, payment providers, taxes, automatic renewal, cancellation, no-refund terms, billing errors, failed payments, chargebacks, and plan changes.","url":"https://tradecj.com/payment-policy","isPartOf":"https://tradecj.com/#website","about":"https://tradecj.com/#software-application"} ``` ## Compliance Context TradeCJ is a web-based trading automation and analytics platform. It does not hold user funds, does not provide investment advice, and does not guarantee profits or exact execution outcomes.